Everything You Need to Know!


Choosing a new banking account can be challenging. If you’ve had bad experiences with other banks in the past, the decision can be even harder. Consider making the Flare Account your top pick!1 This account offers competitive features with the convenience you need to manage your paychecks, government benefits, bills, and more.

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Get Paid Up to 2 Days Faster2 with Direct Deposit


You want access to your funds on payday. Of course! The problem is, you might not have that access when you use another bank. Depositing a paper paycheck or government benefits check at the bank could mean you have to wait a few days for the check to clear. Meanwhile, you may not have access to your money.

Open a Flare Account1 and pair it with a Direct Deposit to get paid up to two days faster.2 Faster2 payments are just one of the reasons to consider opening a Flare Account.1 We give you faster access to your money as compared to average wait times when depositing checks into other bank accounts.

How Pay Day Works with the Flare Account


If you have a standard checking account at another bank, you can possibly get faster2 direct deposit payments. But what if you don't? Getting paid faster2 is still possible with an ACE Flare™ Account by MetaBank®.

When you sign up for a Flare Account1 and elect for optional direct deposit, we provide you with an account and routing number. You can submit those numbers to your employer or government benefits provider to set up direct deposit and start getting paid faster!2

Not only will you have access to your money on pay day, you could get paid up to 2 days faster2 than a paper check. If your employer normally pays on Friday, the money could show up in your ACE Flare™ Account by MetaBank® as early as Wednesday. You can then use the debit card associated with your account to pay for what you need and make cash withdrawals.3

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No-Fee3 Cash Withdrawals up to $400 a Day


The ACE Flare™ Account by MetaBank® comes with a lot of great built-in features that make managing your money an entirely new experience. One of those features is the option to withdraw up to $400 in cash per day – with no withdrawal fees at participating ACE locations when you have Direct Deposit activity.

Imagine having access to your cash just by visiting your local ACE Cash Express store. It is as convenient as withdrawing money at a bank ATM. Best of all, we don't charge for this service if you withdraw only up to $400 per day at participating ACE Cash Express locations when you have an ACE Flare™ Account by MetaBank® with qualifying Direct Deposit.

When you sign up for an account1, we provide you with the account information you need to set up direct deposit with your employer or any other organization that provides a regular source of income. Rather than paying you with a paper check or cash, they deposit your funds directly into your account. Now you have access to that money with your debit card.

Need cash from your account? Just visit any ACE store and withdraw what you need. We offer daily withdrawals of up to $400 with no fees.3

 

Great for Those Cash-Only Situations

 


What's the big deal about having access to no-fee3 cash withdrawals? They give you access to cash for those situations when only cash will do. We can think of a lot of examples. For instance, have you ever visited a flea market where some of the vendors don't accept debit or credit cards? They only take cash.

You can stop by and get a no-fee3 cash withdrawal before you head to the flea market. That way, you won’t have to worry about finding an item you love but not having the means to pay for it. You’ll already have the cash in hand.

You can find another great example in many 'buy here, pay here' car lots. Some of the lot owners prefer to deal in cash payments only. And even if they do accept paper checks, they aren't likely to accept debit cards. That puts you in a difficult position if you don't have a checking account.

With the ACE Flare™ Account by MetaBank®, you don't have to worry about making your weekly car payments. With qualifying direct deposit, you can withdraw your cash, free3 of any fees for withdrawals up to $400 at a participating ACE locations, and make your car payment on time.

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Earn Up to 6% APY with an Optional Savings Account4


How often do you hear a savings account offering up to 6% Annual Percentage Yield (APY) on deposits? Such offers don’t come around often, but they are a normal part of doing business with the ACE Flare™ Account by MetaBank®. When you pair your account with qualifying Direct Deposit activity, you can earn up to 6% APY on your optional saving account deposits with balances under $2,000.4

We believe saving is a good thing. As long as you’re going to put money in savings, why not earn some interest while you’re at it? In fact, you should earn as much interest as possible. How does up to 6% APY sound to you?

 

More about Annual Percentage Yield

 


What is Annual Percentage Yield? APY is a financial term that describes the effective annual rate of return when interest compounds on an account on an annualized basis. Our up to 6% APY offer means that over 12 months, you could earn an effective rate of 6% interest on balances up to $2,000.

Assume you have an average daily balance of $1,000 in your Savings Account for a full year. By the end of that year, your total interest payments could be worth up to $60.

Interest compounds and we calculate it quarterly based on the average daily balance of the account. The actual amount of interest you earn, as represented by a dollar amount, will fluctuate depending on a variety of factors including average daily balance, your direct deposit activity, and more.

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Earn Interest on Your Flare Account5


When you deposit money into a traditional checking or savings account, you may or may not earn interest on that money. It’s never a question with the ACE Flare™ Account by MetaBank®. You’ll have the opportunity to earn interest on your account balance with no minimum required.

As an accountholder with the Flare Account, you could earn 0.01% APY on the balance of your core account. That means that the money in your account can earn a little extra over time for you.

The ACE Flare™ Account by MetaBank® pays you the interest you deserve. We don’t require a minimum balance to take advantage of this benefit. All funds added to an account earn interest.

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Open Your Account1


We offer this account as an alternative to traditional checking and savings accounts you might have through other financial institutions. The ACE Flare™ Account by MetaBank® represents an alternative financial service that gives you the flexibility of banking without tying yourself to your local bank.

The ACE Flare™ Account by MetaBank® comes with a prepaid debit card. The card gives you access to your funds in the same way any other debit card would. You can use the card to pay for things in person or online, and you can use it to withdraw cash as well. You can withdraw cash at an ATM or at an ACE Cash Express location.

Ready to get started with this account? Apply for a Flare Account.1

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