An Account Full of Features
Avoid Check Cashing Fees and Long Lines
Direct Deposit ensures your payroll or government benefits are in your account when you need them. Plus, qualifying Direct Deposit activity unlocks many of the Flare Account’s features.
Get Paid up to 2 Days Faster3 with Direct Deposit
Your new payday could be as early as Wednesday, based on a Friday payday. Enroll in Direct Deposit for your payroll or government benefits and get paid up to 2 days faster.3
No-Fee4 Cash Withdrawals
Withdraw up to $400 in cash per day without a fee at a participating ACE Cash Express location near you.4 Qualifying Direct Deposit required.
High-Yield Savings Account5
Earn up to a competitive 6.00% Annual Percentage Yield (APY) with the optional Savings Account.5 Qualifying Direct Deposit required.
Get the details on account transactions and more with Anytime Alerts.6 After you enroll, you can send and receive texts about your balance, purchase history, and more.
Optional Debit Card Overdraft Service7
Optional. Separate opt-in and eligibility requirements apply.
Earn Interest on Your Core Flare Account8
An account that earns interest? You bet! Earn 0.01% APY on funds in your Flare Account.
Convenient Money Management
Download the Mobile App.6
Manage your money wherever you go with the Flare Account Mobile App.Download
Use Anytime Alerts™6
Send and receive text messages about your account activity with Anytime Alerts.TM6Enroll Now
Download the Mobile App6
Get the App
Account Management in Your Hands
Stay on top of your account activity and balance with just a few taps. The Flare Account Mobile App6 gives you the ultimate control of your money on-the-go.
Send money to friends and family who have the app using FlashPay ID11, add check funds via Mobile Check Capture12, manage Payback Rewards℠ 9 offers, and manage your Direct Deposit – all in one place.
An Account Designed for You
At Your Fingertips
When Money is Top of Mind
From the Flare Account Mobile App6 to the Online Account Center, account management has never been more streamlined. Stay on top of what matters with convenient options at your fingertips.
Have Questions about the Flare Account?
How do I open a Flare Account?
Start an application online now!2 Once we verify your identity, we’ll send you a card in the mail. You can also visit an ACE Cash Express store to apply in person.
When will I get my debit card?
In most cases, your new card takes 7-10 business days to arrive. Check your mailbox for an envelope from Flare Account. If you don’t receive it within the 7-10-day period, give us a call at 866-753-6355.
How do I add money to my Account?
There are many ways to add money to your Flare Account! You can enroll in Direct Deposit for your paycheck or government benefits, add money at an ACE store,10 set up a bank transfer11 from a checking or savings account, or direct deposit your tax refund.
How can I find the closest ACE Cash Express store?
Use our Store Locator to find a store near you!
Should I get my tax refund with Direct Deposit?
When you Direct Deposit your tax refund amount to your Flare Account, you could receive funds faster than a paper check13 so there’s no risk of a paper check getting lost or stolen, and it’s safer than carrying cash. The money held in your Flare Account is FDIC-insured through Pathward, National Association.14
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