The Flare Account® - Online Banking & Savings

Support a Cause that Matters to You

Charity Debit Cards

Turn your next purchase into a chance to give back. With a Flare Account^® Charity Debit Card,³ when you make purchases, we make a donation to the charity on your card. The best part is, there's no extra cost to you - ever.

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An Account Full of Features

Avoid Check Cashing Fees and Long Lines

Direct Deposit ensures your payroll or government benefits are in your account when you need them. Plus, qualifying Direct Deposit activity unlocks many of the Flare Account’s features.

Get Paid up to 2 Days Faster⁴ with Direct Deposit

Your new payday could be as early as Wednesday, based on a Friday payday. Enroll in Direct Deposit for your payroll or government benefits and get paid up to 2 days faster.⁴

No-Fee⁵ Cash Withdrawals

Withdraw up to $400 in cash per day without a fee at a participating ACE Cash Express location near you.⁵ Qualifying Direct Deposit required.

High-Yield Savings Account⁶

Earn up to a competitive 6.00% Annual Percentage Yield (APY) with the optional Savings Account.⁶ Qualifying Direct Deposit required.

Anytime Alerts^TM7

Get the details on account transactions and more with Anytime Alerts.⁷ After you enroll, you can send and receive texts about your balance, purchase history, and more.

Optional Debit Card Overdraft Service⁸

Optional. Separate opt-in and eligibility requirements apply.

Earn Interest on Your Core Flare Account⁹

An account that earns interest? You bet! Earn 0.01% APY on funds in your Flare Account.

Payback Rewards^{SM 10}

Activate special offers in the Mobile App⁷ or in your Online Account Center and earn credits to your Account when you use specific offers.

Convenient Money Management

Download the Mobile App.⁷

Manage your money wherever you go with the Flare Account Mobile App.

Download

Use Anytime Alerts™⁷

Send and receive text messages about your account activity with Anytime Alerts.^TM7

Enroll Now

Add Money

Visit any of the 850+ ACE Cash Express locations to add funds or withdraw cash or check out any other location¹¹ near you.

Store Locator

Download the Mobile App⁷

Get the App

Account Management in Your Hands

Stay on top of your account activity and balance with just a few taps. The Flare Account Mobile App⁷ gives you the ultimate control of your money on-the-go.

Send money to friends and family who have the app using FlashPay ID,¹² add check funds via Mobile Check Capture,¹³ manage Payback Rewards℠ ¹⁰ offers, and manage your Direct Deposit – all in one place.

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An Account Designed for You

AT YOUR FINGERTIPS

When Money is Top of Mind

From the Flare Account Mobile App⁷ to the Online Account Center, account management has never been more streamlined. Stay on top of what matters with convenient options at your fingertips.

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What Customers Say about the Flare Account

I love it

“I love it because you get paid two days earlier and it’s easy to use.”
✓ Customer - L. Williams

Have Questions about the Flare Account?

When will I get my debit card?

In most cases, your new card takes 7-10 business days to arrive. Check your mailbox for an envelope from Flare Account. If you don’t receive it within the 7-10-day period, give us a call at 866-753-6355.

How can I find the closest ACE Cash Express store?

Use our Store Locator to find a store near you!

How do I open a Flare Account?

Start an application online now!² Once we verify your identity, we’ll send you a card in the mail. You can also visit an ACE Cash Express store to apply in person.

Should I get my tax refund with Direct Deposit?

If you’re wondering how long direct deposit takes for tax refunds, the answer will vary depending on how you file and if there are any delays in the process. Direct deposit is safer than receiving a paper check in the mail, and you could receive your funds faster.¹⁵

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CONNECT

Support Animal Welfare and Rescue

Support a Cause that Matters to You

An Account Full of Features

Avoid Check Cashing Fees and Long Lines

Get Paid up to 2 Days Faster⁴ with Direct Deposit

No-Fee⁵ Cash Withdrawals

High-Yield Savings Account⁶

Anytime Alerts^TM7

Optional Debit Card Overdraft Service⁸

Earn Interest on Your Core Flare Account⁹

Payback Rewards^{SM 10}

Compare the Flare Account® with ACE Elite^® Visa^® Prepaid Debit Card.

Convenient Money Management

Download the Mobile App.⁷

Use Anytime Alerts™⁷

Add Money

Download the Mobile App⁷

Account Management in Your Hands

An Account Designed for You

When Money is Top of Mind

What Customers Say about the Flare Account

I love it

Have Questions about the Flare Account?

Find us on social media

Get in Touch

Support Animal Welfare and Rescue

Support a Cause that Matters to You

An Account Full of Features

Avoid Check Cashing Fees and Long Lines

Get Paid up to 2 Days Faster4 with Direct Deposit

No-Fee5 Cash Withdrawals

High-Yield Savings Account6

Anytime AlertsTM7

Optional Debit Card Overdraft Service8

Earn Interest on Your Core Flare Account9

Payback RewardsSM 10

Compare the Flare Account® with ACE Elite® Visa® Prepaid Debit Card.

Convenient Money Management

Download the Mobile App.7

Use Anytime Alerts™7

Add Money

Download the Mobile App7

Account Management in Your Hands

An Account Designed for You

When Money is Top of Mind

What Customers Say about the Flare Account

I love it

Have Questions about the Flare Account?

Find us on social media

Get in Touch

Get Paid up to 2 Days Faster⁴ with Direct Deposit

No-Fee⁵ Cash Withdrawals

High-Yield Savings Account⁶

Anytime Alerts^TM7

Optional Debit Card Overdraft Service⁸

Earn Interest on Your Core Flare Account⁹

Payback Rewards^{SM 10}

Compare the Flare Account® with ACE Elite^® Visa^® Prepaid Debit Card.

Download the Mobile App.⁷

Use Anytime Alerts™⁷

Download the Mobile App⁷