Download the ACE Flare Mobile App1 for Mobile Banking


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Stay Aware with Anytime AlertsTM

Receive text or email messages to stay in the know with transaction details, deposits and more. Check to see your balance anytime.

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Send Money to Friends and Family3

Quickly transfer funds to other Flare Account members with your unique FlashPay ID.

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Payback Rewards℠4

Activate perks in the app or Online Account Center to earn cashback rewards that will be credited to your Account.

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Deposit Check Funds5

Just take a photo of your check to add the funds into your online bank account.

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Refill a Prepaid Phone

Use a prepaid phone? Earn cashback in the app when you add funds to your phone using a third-party service.6

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Bank and PayPal Transfers3

Link other bank accounts or your PayPal account to your Flare Account and quickly transfer money where you need it.

1. No charge for this service, but your wireless carrier may charge for messages or data.

2. IMPORTANT INFORMATION FOR OPENING A NEW DEPOSIT ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens an Account. WHAT THIS MEANS FOR YOU: When you open an Account, we will ask for your name, street address, date of birth, and government ID number. We may also ask to see a copy of your driver’s license or other documents at any time. All Accounts are opened subject to our ability to verify your identity by requiring acceptable types of identification. We may validate the information you provide to us to ensure we have a reasonable belief of your identity. If we are not able to verify your identity to our satisfaction, we will not open your Account or we may close the Account if it was previously funded. Your Account is subject to fraud prevention restrictions at any time, with or without notice.

3. No Account-to-Account Transfer Fee when completed online. A $4.95 Account-to-Account Transfer Fee applies via a Customer Service Agent. Other transaction fees, costs and terms and conditions may apply. Use of card is also subject to funds availability. See Cardholder Agreement for details.

4. Payback Rewards is an optional program. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. Reward offers are based on individual shopping habits. Cash back rewards are credited to your Account and are not available in the form of a check or other direct payment method. See the program FAQs and Terms and Conditions in your Online Account Center for additional details about how and when you get rewarded. Program sponsor: Netspend Corporation. MetaBank is not affiliated in any way with this program and does not endorse or sponsor this program.

5. Mobile Check Capture is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your account. Unapproved checks will not be funded to your account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your account. See your Deposit Account Agreement for details.

6. The minimum refill amount is $25 (before tax). There is a $200 daily refill limit (before tax) per Account. Your Account must be opened before you can refill a prepaid phone. The value of each refill will be subtracted from the balance of your Account. MetaBank is not affiliated in any way with this offer and does not endorse this offer.

The ACE Flare Account is established by MetaBank, Member FDIC. Netspend, a Global Payments Company, is a service provider to MetaBank. Netspend, a Global Payments Company, is an authorized Independent Sales Organization of MetaBank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.

© 2020 Global Payments Company. All rights reserved worldwide. Global Payments Company and Netspend are federally registered U.S. service marks of Global Payments Company. All other trademarks and service marks belong to their owners.